Mortgage Products
30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.452%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.230%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.008%  0.000%
15 Year Portfolio
 Rate  APR  Points
 4.125%  4.232%  0.000%
Home Equity Products
HELOC- INTEREST ONLY
 Rate  APR  Points
 5.000%  5.000%  0.000%
1st Lien Home Equity- 60 Month Term
 Rate  APR  Points
 3.790%  3.790%  0.000%
1st Lien Home Equity 84 Month Term
 Rate  APR  Points
 3.990%  3.990%  0.000%
1st Lien Home Equity- 180 Month Term
 Rate  APR  Points
 4.590%  4.590%  0.000%