Mortgage Products
30 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.831%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.738%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.125%  3.268%  0.000%
15 Year Portfolio
 Rate  APR  Points
 3.000%  3.114%  0.000%
Home Equity Products
HELOC- INTEREST ONLY
 Rate  APR  Points
 4.750%  4.750%  0.000%
1st Lien Home Equity- 60 Month Term
 Rate  APR  Points
 3.490%  3.490%  0.000%
1st Lien Home Equity 84 Month Term
 Rate  APR  Points
 3.990%  3.990%  0.000%
1st Lien Home Equity- 180 Month Term
 Rate  APR  Points
 4.490%  4.490%  0.000%